Associate Director - Credit

How they work

• Triple Point offers a wealth of benefits including a contributory pension, hybrid/flexible working and ongoing learning and development opportunities.

How to apply

• Triple Point is dedicated to providing fair and equal opportunities for all individuals, including both current and potential employees. Discrimination of any kind based on factors such as age, disability, gender, sexual orientation, pregnancy, race, ethnicity, religion, gender identity, or marital status is not tolerated by the company.
• Our aim is to create a welcoming and diverse work environment where people from all walks of life feel valued and supported. We actively encourage individuals from various backgrounds to apply for job vacancies and become part of our team.
• Partnering with lending and portfolio management teams throughout the lending lifecycle, the team establishes and maintains the governance, frameworks and oversight that support consistent lending decisions, effective portfolio management and effective restructuring across all of Private Credit's lending strategies.
• Credit & Risk team members work collaboratively across credit underwriting, portfolio monitoring, restructuring, recoveries and assurance, providing specialist expertise across all of Private Credit's lending strategies.
• Key Responsibilities Portfolio Review & Risk Identification Assist with, and ultimately take ownership of, portfolio review processes in partnership with portfolio management teams, ensuring early identification of risk and emerging trends across all lending strategies.
• Build strong working relationships with origination and portfolio management teams to ensure credit input is embedded early and effectively.
• Portfolio Reporting & Advisory Prepare and present internal reporting materials on portfolio health, performance and emerging trends for senior stakeholders.
• Provide ad-hoc credit advisory support to portfolio management teams on existing positions as needed.
• Contribute portfolio-level insight and findings into wider Credit & Risk reporting.
• Experience Essential Significant experience in credit risk, credit analysis or portfolio management within a lending, private credit, or credit advisory environment.
• Experience with portfolio monitoring or review processes, including identifying early signs of credit deterioration.
• Proven ability to work autonomously, build effective relationships across teams, and constructively challenge origination and portfolio management colleagues.
• Personal Qualities: Analytical and detail-oriented, with sound judgement when reviewing credit papers and portfolio data.
• A constructive challenger, able to provide credit input and push back on origination or portfolio management colleagues diplomatically but firmly.
• Collaborative, building strong working relationships across origination, portfolio management and Credit & Risk.
• Clear communicator, able to distil portfolio trends and risk into reporting that's useful to senior stakeholders.