Credit & Fraud Analytics Intern (Winter 2027)

Conditions

• We're taking on green-field lending, starting with small data and growing through iteration and experimentation.
• Eligibility Enrolled in a Canadian post-secondary institution (in your third year of study or later) or a new graduate (Within 6 months of your graduation date) Available to work full-time hours Residing in Canada Able to commute to our Toronto HQ on Wednesdays and Thursdays Nice-to-Have: Working toward a business or quantitative-based degree with high academic achievement.

How they work

• Internships @ Wealthsimple Credit & Fraud Analytics Intern (Winter 2027) Location: Toronto, ON (Hybrid) At Wealthsimple, we offer 4 to 8-month internships that are open to co-op and non-co-op students, and recent grads.
• Our internship program operates on a hybrid model out of our Toronto headquarters.
• You'll be in-office on Wednesdays and Thursdays to collaborate, connect, and learn in person, while maintaining the flexibility of remote work for the rest of the week.
• 🌸 Top-tier health benefits and life insurance 📈 Long-term group savings with employer match, through Wealthsimple for Business 🌴 20 vacation days, 4 wellness days, and unlimited sick and mental health days per year ✈️ 90 days away: work outside Canada for up to 90 days per year 👥 Employee resource groups, including Rainbow (2SLGBTQ), Women of WS, and Black at WS 🌎 We are a hybrid team with over 1,500 employees across North America.

Eligibility

Eligibility Enrolled in a Canadian post-secondary institution (in your third year of study or later) or a new graduate (Within 6 months of your graduation date) Available to work full-time hours Residing in Canada Able to commute to our Toronto HQ on Wednesdays and Thursdays Nice-to-Have: Working toward a business or quantitative-based degree with high academic achievement.

How to apply

• In this role, you’ll have the opportunity to: Depending on your placement, your projects will draw from the following: Credit strategy and portfolio performance Support the development of strategies to manage risk and optimize performance across Wealthsimple's credit card products and other retail lending domains — approval, initial limits, line management, pricing, authorization, and collections.
• Evaluate the performance of lending portfolios, campaigns, strategies, and experiments.
• Create metrics and visualizations to monitor account activity, applying judgment to uncover anomalous patterns.
• Apply financial modelling to estimate the fraud loss impact of new feature launches.
• Application + Video Submission: Apply and upload a short video on the application form.