Software Engineer, Credit
Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
- Location
- New York, NY (HQ)
- Work model
- onsite
- Compensation
- 189,000–330,000 USD / year
- Source checked
- October 19, 2026
▣ Role summary
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
▮ Aptiora signal profile
✦ Why this role matters
- Work on a core product area for the next era of AI.
- Bridge product ambition with research and infrastructure reality.
△ Where the uncertainty is
- Exact team size, reporting line, and near-term mandate are not fully visible from the public posting.
- Compensation, equity, or leveling details are not explicit yet.
- Onsite and hybrid expectations may matter more than the headline location suggests.
- The balance between research, product, and infrastructure responsibilities may still be broad.
▤ Preferred evidence
- Experience leveraging AI/LLMs for development or for internal workflows.
- Interest in financial optimization problems.
- Willingness to learn and move fast while holding the bar on correctness.
- Defensive programming aptitude.
- Experience using feature stores, rule engines, and ML platforms in production.
♛ Evidence this role rewards
- Experience in distributed systems and production engineering.
- Hands-on comfort with modern AI or multimodal product stacks.
- Leadership experience in fast-moving or high-ownership teams.
- Track record of turning complex ideas into shipped products.
◎ Why Aptiora keeps this on the radar
Aptiora is not asking whether the role sounds impressive. It asks whether the posting contains enough scope, evidence, leverage, and unresolved questions to deserve your attention. This public page organizes the opportunity; personalized fit begins inside My Aptiora.
▮ Aptiora decision signals
- The role shows strong leverage rather than generic volume hiring.
- The posting contains enough substantive detail to justify deeper analysis inside Aptiora.
- Public evidence is still not the same as your personal fit or decision quality.
- Location and working model may be decisive filters before you invest too much energy.
☑ What to verify before acting
- Team mission, size, and what success looks like in the first months.
- Reporting structure, level expectations, and decision authority.
- Whether the real scope is product, research, infrastructure, or a blend.
- Working model, compensation, equity, and interview process.
Conditions noted: Benefits available to all full-time Ramp employees (Global) Flexible PTO Centralized home-office equipment ordering Health and wellness stipend Budget for intra-office travel Weekly coffee stipend United States 100% medical, dental &
Benefits noted: Flexible PTO · Centralized home-office equipment ordering · Health and wellness stipend · Budget for intra-office travel · Weekly coffee stipend
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