Software Engineer, Credit

About the role

About Ramp Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $200B in annualized spend flows in and out of 70,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books. The problems are high-stakes, data-dense, and unforgiving. We hire people with high agency and high urgency. We look for slope over intercept. We care less about where you trained and more about what you’ve built. At Ramp, everyone is a builder who owns problems end to end and makes consequential decisions that shape the outcome.

What you'll do

• Architect scalable, stateful systems for automated limit management to optimize Ramp’s charge card portfolio.
• Envision and build the next generation of agents and tools that automate manual credit decisions and increase operational efficiency.
• Develop high-volume, low-latency risk controls to support Ramp’s expansion into new products, customer segments, and geographies.
• Design and build real-time decisioning systems spanning the entirety of a business's credit lifecycle on Ramp.
• Partner closely with analysts, data scientists, and product to translate risk strategies into reliable software.

Benefits & working conditions

• Flexible PTO
• Centralized home-office equipment ordering
• Health and wellness stipend
• Budget for intra-office travel
• Weekly coffee stipend