Software Engineer, Backend, Credit
Ramp
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
- Location
- New York, NY (HQ)
- Compensation
- 189,000–330,000 USD / year
- Source checked
- November 11, 2026
▣ About the role
Ramp is building the smart infrastructure for finance teams, embedded in the transaction flow of every dollar a business spends. We automate how over $275B in annualized spend flows in and out of 85,000+ companies: authorizing payments, flagging risk, categorizing spend, and closing books.
▤ Preferred, not required
- Experience leveraging AI/LLMs for development or for internal workflows.
- Interest in financial optimization problems.
- Willingness to learn and move fast while holding the bar on correctness.
- Defensive programming aptitude.
- Experience using feature stores, rule engines, and ML platforms in production.
☑ Eligibility and how to apply
- About the Role The Credit Engineering team builds the systems that enable Ramp to manage credit lifecycles for businesses end-to-end, from initial underwriting through ongoing portfolio strategy optimization. As an engineer on Credit, you’ll own systems that influence $100+ billion in annual payment volume through millions of decisions across our product stack in support of the most ambitious FinTech portfolio…
✦ Conditions and benefits stated
- Benefits available to all full-time Ramp employees (Global) Flexible PTO Centralized home-office equipment ordering Health and wellness stipend Budget for intra-office travel Weekly coffee stipend United States 100% medical, dental &
- Flexible PTO
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
△ Not stated in the posting
- Work model (remote, hybrid or on-site)
- Specific requirements
- Day-to-day responsibilities
- Required languages
- Application deadline
Ask about these before you invest time in an application.
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